Independent & family-owned since 1972

Specialist brokers since 1972

Insurance for people who drive for a living.

Taxi, private hire, fleet and motor trade cover from specialists who’ve insured the trade for over 50 years. We compare a wide panel of insurers, so you don’t have to.

Start your free quote

No obligation

For public hire, private hire, PCO and app-based drivers. Don’t know your reg?

Prefer to talk it through? Call 0333 015 6886 or visit a local office.

A smiling cab driver standing beside his black taxi on a city street
4.9 out of 5 1,026 verified reviews on Feefo

24/7 claims helpline

Pay monthly

We search a wide panel of trusted insurers, including

  • AXA
  • Aviva
  • Allianz
  • Zurich
  • QBE
  • Covéa
  • Admiral Business
  • Markerstudy
  • Sabre
  • Inshur
  • ERS
  • KinetiQ
  • Collingwood
  • Eridge Underwriting
  • SEIB
  • Trident
  • KGM
  • Walsingham
  • Granite Underwriting
  • Stay Covered
  • Q Underwriting

What we cover

Cover built around how you earn.

Whether you work the rank, run a fleet or keep the nation’s vehicles on the road, you’ll get a specialist who understands your world and a policy that fits it.

Why Patons

Specialists. Not a call centre.

A comparison site can’t tell you what your licensing authority expects. A call centre won’t know a plate from a badge. We’ve been insuring the trade since 1972, and here’s what that means for you.

Start my quote
  • We do the shopping

    One conversation, and we search our panel of specialist insurers for the cover and price that fit you, not just the cheapest number on a screen.

  • Pay your way

    Spread the cost with flexible monthly payments that keep your cash flowing through quieter weeks.

  • On the road, fast

    Your certificate is issued straight away and your documents land instantly in the Patons app. No waiting for the post.

  • Help around the clock

    Accidents don’t keep office hours, so our claims helpline doesn’t either. Call 0345 241 1221, day or night.

  • Real people, real offices

    Pick up the phone or walk into a local office in Scotland or England. Our door is always open.

  • Exclusive rates & extras

    Access exclusive schemes, plus breakdown, public liability, excess protection and legal expenses cover when you want it.

Reviews

Rated 4.9 out of 5 by the people we insure.

1,026 verified reviews, collected independently by Feefo

Six Feefo Trusted Service awards in a row

  • 2025Platinum
  • 2024Platinum
  • 2023Platinum
  • 2022Platinum
  • 2021Gold
  • 2020Gold
Read all reviews on Feefo
  • I’ve never found a better insurance provider in 30 years as a taxi driver… The best of the best

    PaulPrivate hire taxi insurance ·

    Verified on Feefo (opens review)
  • This is my second year with Patons my insurance advisor was ash who was very professional and found a very competitive quote for my taxi which I accepted there was no pressure sales tactics or constant calling which was refreshing and I agreed to stay another year

    JohnTaxi insurance ·

    Verified on Feefo (opens review)
  • Very helpful. Got me the best quote by far and when a mistake with my dob was corrected it was reduced further by £50 very honest people. Thank you.

    Steven N.Private hire insurance ·

    Verified on Feefo (opens review)
  • Great service, very competitive, explained the insurance detail’s so I understood the policy. Been with patons for a few years now and would definitely tell other taxi drivers to give them a call.

    Terry G.Public hire taxi insurance ·

    Verified on Feefo (opens review)
  • Competitive rates. App makes uploading documents very easy. Very friendly helpful staff. Short wait times to speak to staff. Overall a good experience at a stressful time !

    Paul D.Private hire taxi insurance ·

    Verified on Feefo (opens review)
  • Always a professional and efficient service from the team at Patons. Everything is straightforward and the app is so easy to use.

    Robert C.Taxi insurance ·

    Verified on Feefo (opens review)

How it works

Covered in three simple steps.

  1. Tell us the basics

    Start online with your reg or postcode, or give us a call. A few details are all we need to get going.

  2. We search the market

    A specialist checks everything with you, then searches our panel of insurers for your best quote.

  3. Get on the road

    Pay upfront or monthly. Your documents are issued instantly and they’re always in your pocket in the Patons app.

The Patons app

Your policy, in your pocket.

Everything you need, whenever you need it, without waiting on hold.

  • View and download your documents
  • Upload documents and sign paperwork
  • Report a claim
  • Check your telematics driving score
Download on the App Store Get it on Google Play

Recommend a friend

Know a driver? Send them our way.

Earn up to £50 for every friend you recommend. Share your personal link from the app or your online account. There’s no limit, so the more you recommend, the more you earn.

How it works

Terms and conditions apply.

Local offices

Real people, just down the road.

Insurance is personal, so we keep it that way. Call your local team, or pop in and talk it through face to face.

  1. Scotland

    Dundee

    01382 810863
  2. Scotland

    Edinburgh

    0131 558 8188
  3. Head office

    Glasgow

    0141 553 2020 40 Charles Street, G21 2PB
  4. North East

    Stockton‑on‑Tees

    01642 927333 Surtees Business Park, TS18 3HR
  5. North West

    Manchester

    0161 667 4300 Unit 4 Ball Green, M32 0QT
  6. North West

    Liverpool

    0151 538 1313 24 Derby Road, L5 9PR
  7. London

    Tottenham

    0333 015 6886 High Cross Centre, N15 4QL

Not near one of our offices? No problem. We insure drivers and businesses right across the UK. Call 0333 015 6886

The Patons Group

One family. Everything that keeps you earning.

Patons Insurance is part of the family-owned Patons Group, backing professional drivers since 1957. When you’re with us, you’ve got a whole team behind you.

Est.1957

  • Countrywide Vehicle Rentals

    Non-fault accident? They’ll manage the claim for you and get you back on the road within hours.

  • Patons Accident Repair Centre

    Repairs and maintenance to an exceptional standard, backed by over 60 years’ experience.

  • Patons Taxi Sales

    New and used vehicles, with exclusive discounts for the taxi trade.

  • Cygnus Automotive

    Taxi meters, dash cams and telematics to protect you and your livelihood.

  • Taxiworld

    In-vehicle technology built for London’s black cab drivers.

Make sure your broker is the real deal.

Ghost brokers sell fake policies that leave drivers uninsured, and they’re using AI to look more convincing than ever. Patons Insurance is authorised and regulated by the Financial Conduct Authority (FRN 312537). Check us on the FCA Register before you buy from anyone.

FAQs

Straight answers.

Can’t find what you’re looking for? Our team will be happy to help.

Can I get a quote online?

Yes. Start online with your vehicle registration (taxi) or business postcode (fleet and motor trade), and a specialist will call to check the details and search our panel of insurers for you. Prefer to talk? Call 0333 015 6886 or drop into your local office.

How quickly can I be covered?

Fast. Once you’re happy with your quote, your certificate or cover note is issued straight away and your documents appear instantly in your online account and the Patons app.

Who will my insurance be with?

One of the trusted insurers on our panel, from household names to specialist taxi, fleet and motor trade insurers. As an independent broker, we recommend the one that best fits your needs, not just the cheapest premium.

Can I pay monthly?

Yes. We offer flexible monthly payments so you can spread the cost of your cover.

What’s the difference between public hire and private hire insurance?

Public hire insurance is for taxis that can be hailed in the street or picked up at a rank, like black cabs and Hackney carriages. Private hire insurance is for pre-booked work only, including minicabs and app-based drivers.

Do you insure Uber and PCO drivers?

Yes. App-based drivers are licensed as private hire, so they need private hire insurance. PCO insurance is simply the name used for taxi and private hire insurance in London.

How do I make a claim?

Call our 24/7 claims helpline on 0345 241 1221, or report it in the Patons app. Report any claim as soon as you can, because late reporting can increase your excess on some policies.

How long is my quote valid for?

Quotes are valid for 30 days.

News & guides

From the Patons newsroom.

All news

Let’s get you covered.

Start online, call a specialist or drop into your local office. However you like to do it, we’ll find the right cover for you.

  • Free, no-obligation quotes
  • Flexible monthly payments
  • 24/7 claims helpline
Call us Get a quote