Excellent 5.0 from 1,285 reviews on Trustpilot

Home insurance, without the guesswork.

Talk to a real adviser who'll compare 40+ UK insurers, explain your cover in plain English and find the policy that genuinely fits your home — not just the cheapest one.

  • 100% fee-free advice
  • No obligation
  • We text before we call

Get your free quote

Real advisers, Monday to Friday

What would you like to insure?
What’s prompting your search?
Great — who should we call?

We’ll text you before we call, so you know it’s us. By sending this you agree Nest GI can contact you about your quote. See our privacy policy.

Prefer to talk? Call 03330 110555

  • Award-winning serviceService Excellence Award 2026
  • FCA regulatedAuthorised & regulated, FRN 940082
  • 40+ insurersIncluding broker-only specialists
  • Real peopleAdvisers, not a call centre

We compare cover from 40+ UK insurers and specialist underwriters, including

  • Aviva
  • AXA
  • Zurich
  • LV= Broker
  • RSA
  • Ageas
  • Covéa Insurance
  • UK General
  • Pen Underwriting
  • Midas Underwriting
  • Prestige Underwriting
  • Geo Underwriting

Why advice matters

Comparison sites find you a price. We find you the right cover.

Home insurance looks simple until you need to claim. Your Nest adviser asks the questions a search box can’t, compares 40+ insurers and explains exactly what you’re getting before you pay a penny.

Arranging home insurance on your own compared with using Nest
Going it alone With Nest
Who finds your policy You, a search box and a price filter A qualified adviser who knows the market
What gets compared Mostly the headline price Cover, exclusions and price, side by side
The small print Yours to decipher Explained in plain English
Tricky properties Often declined or excluded Specialist insurers that only work through brokers
When life changes Start the search again Call an adviser who already knows your home
Cost of advice No advice given 100% fee-free

The questions we ask that an algorithm won’t

  • Is your rebuild value right, or just a guess?
  • Would finding a hidden leak be covered?
  • Are your bike and laptop covered away from home?
  • Is last year’s extension on your policy?
  • Are you covered from the day you exchange?
  • Does your policy allow lodgers or working from home?

What we cover

Cover for every kind of home, including the ones others turn down.

Home insurance

For homeowners, first-time buyers and anyone remortgaging. Buildings cover up to £2.5m and contents up to £100k, built around how you actually live.

Get a home quote

Explained line by line

  • Buildings coverup to £2.5m
  • Contents coverup to £100k
  • Accidental damageoptional
  • Trace & accesshidden leaks
  • Home emergencyoptional
  • Legal expensesoptional

Landlord insurance

Protect the property and the rent. From a single let to a portfolio, with loss of rent, rent guarantee and tenant malicious damage cover. Homes held in company names welcome.

Get a landlord quote

Leasehold flats

Responsible for insuring your part of the building? We’ll check what your lease requires and arrange the right buildings cover. Your review is free.

Get a leasehold quote

Non-standard homes

Turned down elsewhere? This is where we shine.

Some homes don’t fit a comparison-site box. We work with specialist insurers to cover the properties others won’t.

  • Flood risk or previous flooding
  • Subsidence history
  • Timber-frame, thatch & non-standard builds
  • Listed & high-value homes
  • Empty or under renovation
  • Holiday homes & Airbnb lets
Talk to a specialist

Commercial insurance

Shops, offices, restaurants, blocks of flats and flats above shops, plus public liability for 500+ trades, employers’ liability, tools and contract works.

Get a commercial quote

Tenants’ contents

Renting? Protect everything you own with contents-only cover, with options for accidental damage and your belongings away from home.

Get a contents quote

Not sure what you need?

That’s what we’re here for. Tell us about your property and we’ll point you to the right cover. No jargon, no hard sell.

03330 110555

How it works

Properly covered in three easy steps.

  1. Tell us about your home

    Two minutes online or one quick call. We’ll text you before we ring, so you know it’s us.

  2. We search 40+ insurers

    Your adviser compares cover, not just price, across mainstream and specialist insurers, then talks you through the best options.

  3. You choose. We do the rest.

    We set everything up and stay on hand for changes, questions and every renewal, with a real person on the end of the phone.

Rated Excellent on Trustpilot

People don’t review a company. They review a person.

Read our reviews and you’ll notice something: customers name their adviser. That’s what real advice feels like.

5.0 Rated Excellent from 1,285 reviews Read them on Trustpilot
  • First-time buyer

    “As a first time buyer I did not have a clue regarding what insurance I would need and found it all quite scary, but James from Nest GI reassured me and explained everything… within 2 hours he had found us the best quote at a great price.”

    EmilyJames Taylor
  • Renewal doubled, sorted

    “My home insurance renewal came through from my current insurer, and it had doubled in price… Dew did a great job finding me a new insurer at a far-improved price with all the appropriate coverage.”

    Paul TurnerDew
  • Recommended by a mortgage adviser

    “It was my first time getting a home insurance and I had no clue whatsoever to include in it, luckily my mortgage advisor recommended Richie Flack for Nest GI and I tell you he is on top of his job.”

    Blessing AguilarRichie Flack
  • Made it easy

    “I had little to no idea what I needed to do or how to move forward, luckily Ben made everything so easy and clear. The whole service was smooth and efficient and honestly an enjoyable experience.”

    Stuart CuttingBen Brown
  • Every detail covered

    “I look around to save a bit and Ben did not fail. He had provided me with the best and suitable for me and my family. He also made sure that my hearing aids will be fully covered.”

    Janielyn EbreoBen Brown
  • Urgent change, handled

    “I needed to urgently update and change my insurance cover… Once again, I received the best advice and an extremely helpful and thorough response from Nest GI. I cannot recommend them highly enough.”

    KarenReturning customer

Meet the team

Award-winning service from people you can actually talk to.

We’re a close-knit team of insurance advisers based in Weston-super-Mare. No call centres, no bots, no runaround. Just people who know their stuff and pick up the phone.

  • Lawrence White

    Lawrence White

    Managing Director

  • James Taylor

    James Taylor

    Senior Consultant

  • Ryan Kuzmiak

    Ryan Kuzmiak

    Sales Manager

  • Ben Brown

    Ben Brown

    Insurance Consultant

  • Ellis Henry

    Ellis Henry

    Insurance Consultant

  • Richie Flack

    Richie Flack

    Insurance Consultant

  • Fay Fraser

    Fay Fraser

    Business Co-ordinator

  • Trust

    We do what we say we will.

  • Integrity

    We do the right thing, every time.

  • Transparency

    We’re always open and straightforward.

  • Service

    Exceptional service is at the heart of who we are.

  • WinnerService Excellence AwardSomerset Business Awards 2026
  • FinalistGI Provider of the YearFinancial Reporter Awards
  • FinalistBroker: General InsuranceBritish Mortgage Awards 2026, James Taylor

For mortgage brokers

Protect your clients. Earn for the lifetime of every policy.

Refer your clients’ home insurance to Nest in under 60 seconds. We give them full, fee-free advice, and you earn commission for as long as each policy stays on cover.

  • 60-second referrals

    Submit a client through your portal in under a minute. We text them before we call.

  • Lifetime commission

    Paid annually, for the lifetime of every policy you refer.

  • Live tracking, 24/7

    Follow every referral in real time, with automatic status updates.

  • Compliance handled

    We give full advice and take care of all the compliance and admin.

  • We never cross-sell

    We only do general insurance. Any other financial needs come straight back to you.

  • No fees, no minimums

    100% fee-free for you and your clients, with no referral targets to hit.

FAQs

Good questions. Straight answers.

Can’t see yours? Our advisers are happy to help, with no obligation.

03330 110555 support@nestgi.co.uk

Mon–Thu 10am–6:30pm · Fri 10am–5:30pm

Do I pay anything for your advice?

No. Our advice is 100% fee-free, so there’s no broker fee to pay. Like most brokers, we’re paid commission by the insurer you choose.

How is Nest different from a comparison site?

A comparison site shows you prices. We give you advice. Your adviser learns about your home, compares cover across 40+ insurers, including specialist insurers that only work through brokers, and explains exactly what you’re getting before you buy.

I’m a first-time buyer. What insurance do I need?

If you’re buying with a mortgage, your lender will usually need buildings insurance in place from the day you exchange contracts. Contents cover is optional but recommended. We’ll check your lender’s requirements and make sure your cover starts on time.

Can you insure a non-standard home?

Very often, yes. We regularly help with flood risk, previous subsidence, timber-frame and thatched homes, listed buildings, unoccupied homes, renovations, holiday homes and short-term lets.

I own a leasehold flat. Do I need my own buildings insurance?

It depends on your lease. Often the freeholder or managing agent insures the building, but some leases make you responsible for your own part. We’ll review what you need for free. We can’t insure reserved areas such as foundations and communal spaces.

When can I speak to someone?

Our lines are open Monday to Thursday, 10am to 6:30pm, and Friday, 10am to 5:30pm. You can request a quote online at any time and we’ll be in touch when we’re next open.

Are you regulated?

Yes. Nest GI Ltd is authorised and regulated by the Financial Conduct Authority, firm reference number 940082. You can check our details on the FCA Register.

Ready to feel properly covered?

Start your free quote online, or leave your number and we’ll call you at a time that suits you.

Mon–Thu 10am–6:30pm · Fri 10am–5:30pm

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