/* ==========================================================================
   Clear Idea Finance: homepage
   Brand system
   - Ink #00162F (the existing brand navy) and Clear Blue #81B4FE (sampled from the logo's "ci" mark)
   - The "idea dot": the dot of the i is a square with three round corners and one
     square corner (bottom left). Buttons, chips, cards and photos use the same shape.
   ========================================================================== */

@font-face {
  font-family: "Plus Jakarta Sans";
  src: url("/case-studies/concepts/_assets/cd8db90cd950e26bc8761f65.woff2") format("woff2");
  font-weight: 400 800;
  font-style: normal;
  font-display: swap;
}
@font-face {
  font-family: "Instrument Serif";
  src: url("/case-studies/concepts/_assets/6ee678c33f388dd7ba59700e.woff2") format("woff2");
  font-weight: 400;
  font-style: italic;
  font-display: swap;
}
@font-face {
  font-family: "IBM Plex Mono";
  src: url("/case-studies/concepts/_assets/a76f53ca6612e7b3828eec23.woff2") format("woff2");
  font-weight: 500;
  font-style: normal;
  font-display: swap;
}

:root {
  --ink-950: #000c1d;
  --ink-900: #00162f;
  --ink-850: #021d3c;
  --ink-800: #06264b;
  --ink-700: #0c3463;

  --clear-500: #5f9dfa;
  --clear-400: #81b4fe;
  --clear-300: #a8cbff;
  --clear-200: #cfe2ff;
  --clear-100: #e6f0ff;
  --clear-50: #f3f8ff;

  --action: #2563d9;          /* links and focus on light backgrounds (5.4:1 on white) */
  --accent-light: #3a78e0;    /* serif accent words on light backgrounds (large text only) */

  --paper: #f6f4ef;
  --paper-2: #ece8df;
  --white: #ffffff;

  --text: var(--ink-900);
  --text-2: #3b4a62;
  --text-3: #5b6880;
  --line: rgba(0, 22, 47, 0.1);
  --line-2: rgba(0, 22, 47, 0.18);

  --on-dark: #ffffff;
  --on-dark-2: rgba(255, 255, 255, 0.78);
  --on-dark-3: rgba(255, 255, 255, 0.6);
  --line-dark: rgba(255, 255, 255, 0.13);

  --success: #12805c;
  --error: #c4352b;

  --font-sans: "Plus Jakarta Sans", ui-sans-serif, system-ui, -apple-system, "Segoe UI", Roboto, Arial, sans-serif;
  --font-serif: "Instrument Serif", Georgia, "Times New Roman", serif;
  --font-mono: "IBM Plex Mono", ui-monospace, SFMono-Regular, Menlo, Consolas, monospace;

  /* the idea-dot shape: three round corners, one tight corner (bottom left) */
  --dot-pill: 999px 999px 999px 7px;
  --dot-lg: 34px 34px 34px 8px;
  --dot-md: 22px 22px 22px 6px;
  --dot-sm: 14px 14px 14px 4px;
  --dot-xs: 10px 10px 10px 3px;

  --shadow-sm: 0 1px 2px rgba(0, 22, 47, 0.05), 0 4px 14px -6px rgba(0, 22, 47, 0.1);
  --shadow-md: 0 2px 6px rgba(0, 22, 47, 0.05), 0 22px 44px -18px rgba(0, 22, 47, 0.28);
  --shadow-lg: 0 40px 90px -30px rgba(0, 8, 24, 0.65);

  --container: 1240px;
  --gutter: clamp(16px, 4vw, 40px);
  --section-y: clamp(80px, 10vw, 140px);
  --header-h: 76px;
  --ease: cubic-bezier(0.2, 0.7, 0.2, 1);
  --ease-out: cubic-bezier(0.16, 1, 0.3, 1);
}

/* ---------------------------------------------------------------- base */
*,
*::before,
*::after { box-sizing: border-box; }

html {
  -webkit-text-size-adjust: 100%;
  text-size-adjust: 100%;
  scroll-behavior: smooth;
  scroll-padding-top: calc(var(--header-h) + 12px);
}

body {
  margin: 0;
  background: var(--white);
  color: var(--text);
  font-family: var(--font-sans);
  font-size: 1.0625rem;
  line-height: 1.65;
  font-weight: 400;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
  text-rendering: optimizeLegibility;
  font-feature-settings: "ss01" 0;
}

img, svg { display: block; max-width: 100%; }
img { height: auto; }
a { color: inherit; text-decoration-thickness: 1px; text-underline-offset: 3px; }
p, h1, h2, h3, h4, ul, ol, dl, dd, figure, blockquote { margin: 0; }
ul[class], ol[class], nav ul, .footer-col ul { list-style: none; padding: 0; }
button, input, select, textarea { font: inherit; color: inherit; }
button { cursor: pointer; }
address { font-style: normal; }
[hidden] { display: none !important; }

h1, h2, h3 { font-weight: 720; letter-spacing: -0.025em; line-height: 1.08; text-wrap: balance; }
h2 { font-size: clamp(2rem, 1.25rem + 2.7vw, 3.4rem); letter-spacing: -0.032em; line-height: 1.04; }
h3 { font-size: 1.25rem; letter-spacing: -0.015em; line-height: 1.25; }
p { text-wrap: pretty; }

h1 em, h2 em, h3 em {
  font-family: var(--font-serif);
  font-style: italic;
  font-weight: 400;
  font-size: 1.12em;
  letter-spacing: -0.01em;
  line-height: 0.9;
  color: var(--accent-light);
}
.is-dark h2 em, .hero h1 em { color: var(--clear-400); }

.icon {
  width: 1.25em;
  height: 1.25em;
  flex: none;
  fill: none;
  stroke: currentColor;
  stroke-width: 1.75;
  stroke-linecap: round;
  stroke-linejoin: round;
}

.sprite { position: absolute; width: 0; height: 0; overflow: hidden; }

.visually-hidden {
  position: absolute !important;
  width: 1px; height: 1px;
  padding: 0; margin: -1px;
  overflow: hidden; clip: rect(0, 0, 0, 0);
  white-space: nowrap; border: 0;
}

.skip-link {
  position: absolute;
  left: 16px; top: -60px;
  z-index: 200;
  background: var(--clear-400);
  color: var(--ink-900);
  padding: 10px 16px;
  border-radius: var(--dot-sm);
  font-weight: 650;
  text-decoration: none;
  transition: top 0.2s;
}
.skip-link:focus { top: 12px; }

:focus-visible {
  outline: 3px solid var(--action);
  outline-offset: 3px;
  border-radius: 4px;
}
.site-header :focus-visible,
.hero :focus-visible,
.is-dark :focus-visible,
.site-footer :focus-visible,
.mobile-bar :focus-visible,
.clear-cost :focus-visible,
.newsletter :focus-visible { outline-color: var(--clear-400); }

::selection { background: var(--clear-300); color: var(--ink-900); }

.container {
  width: 100%;
  max-width: calc(var(--container) + var(--gutter) * 2);
  margin-inline: auto;
  padding-inline: var(--gutter);
}

.section { padding-block: var(--section-y); position: relative; }

/* ---------------------------------------------------------------- type helpers */
.eyebrow,
.mono-label {
  font-family: var(--font-mono);
  font-weight: 500;
  font-size: 0.75rem;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  line-height: 1.4;
  color: var(--text-3);
}
.eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  margin-bottom: 22px;
}
.eyebrow .dot,
.dot {
  width: 9px;
  height: 9px;
  background: var(--clear-500);
  border-radius: 50% 50% 50% 1.5px;
  flex: none;
}
.eyebrow--dark { color: var(--clear-300); }
.eyebrow--dark .dot { background: var(--clear-400); }

.section-head { max-width: 860px; margin-bottom: clamp(48px, 6vw, 72px); }
.section-head h2 { max-width: 20ch; }
.section-lead {
  margin-top: 24px;
  font-size: clamp(1.0625rem, 1rem + 0.3vw, 1.2rem);
  line-height: 1.6;
  color: var(--text-2);
  max-width: 62ch;
}
.is-dark .section-lead { color: var(--on-dark-2); }

.section-head--split {
  max-width: none;
  display: grid;
  gap: 24px 64px;
  align-items: end;
}
.section-head--split .section-lead { margin-top: 0; }
@media (min-width: 960px) {
  .section-head--split { grid-template-columns: minmax(0, 1.15fr) minmax(0, 0.85fr); }
}
.section-head--row {
  max-width: none;
  display: flex;
  flex-wrap: wrap;
  align-items: flex-end;
  justify-content: space-between;
  gap: 20px 40px;
}

.text-link {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-weight: 650;
  color: var(--text);
  text-decoration: none;
  border-bottom: 1.5px solid var(--clear-400);
  padding-bottom: 2px;
  transition: border-color 0.2s, color 0.2s;
}
.text-link:hover { border-color: var(--ink-900); }
.text-link .icon { width: 1.05em; height: 1.05em; transition: transform 0.25s var(--ease); }
.text-link:hover .icon { transform: translateX(3px); }

/* ---------------------------------------------------------------- buttons */
.btn {
  --h: 52px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  min-height: var(--h);
  padding: 0 24px;
  border: 0;
  border-radius: var(--dot-pill);
  font-weight: 650;
  font-size: 1rem;
  letter-spacing: -0.005em;
  line-height: 1.1;
  text-decoration: none;
  white-space: nowrap;
  cursor: pointer;
  transition: background-color 0.2s, color 0.2s, box-shadow 0.25s, transform 0.25s var(--ease), border-color 0.2s;
}
.btn .icon { width: 1.1em; height: 1.1em; transition: transform 0.25s var(--ease); }
.btn:hover .icon:last-child { transform: translateX(3px); }
.btn:active { transform: translateY(1px); }

.btn-primary { background: var(--clear-400); color: var(--ink-900); }
.btn-primary:hover { background: var(--clear-300); box-shadow: 0 12px 28px -12px rgba(129, 180, 254, 0.85); }
.btn-ink { background: var(--ink-900); color: var(--white); }
.btn-ink .icon { color: var(--clear-400); }
.btn-ink:hover { background: var(--ink-700); }
.btn-ghost { background: transparent; color: var(--white); box-shadow: inset 0 0 0 1.5px rgba(255, 255, 255, 0.28); }
.btn-ghost:hover { box-shadow: inset 0 0 0 1.5px rgba(255, 255, 255, 0.7); background: rgba(255, 255, 255, 0.05); }
.btn-ghost .icon { color: var(--clear-400); }
.btn-text { background: transparent; color: var(--text-2); padding-inline: 12px; }
.btn-text:hover { color: var(--text); }
.btn-text:hover .icon { transform: translateX(-3px); }
.btn-sm { --h: 44px; padding: 0 18px; font-size: 0.9375rem; }
.btn-lg { --h: 60px; padding: 0 30px; font-size: 1.0625rem; }
.btn-block { width: 100%; }

.glass {
  background: rgba(4, 24, 52, 0.62);
  -webkit-backdrop-filter: blur(18px) saturate(150%);
  backdrop-filter: blur(18px) saturate(150%);
  border: 1px solid rgba(255, 255, 255, 0.16);
  color: var(--white);
}

/* ---------------------------------------------------------------- header */
.site-header {
  position: sticky;
  top: 0;
  z-index: 60;
  background: rgba(0, 22, 47, 0.9);
  -webkit-backdrop-filter: saturate(160%) blur(16px);
  backdrop-filter: saturate(160%) blur(16px);
  border-bottom: 1px solid transparent;
  color: var(--white);
  transition: border-color 0.3s, background-color 0.3s;
}
.site-header.is-scrolled { border-bottom-color: var(--line-dark); background: rgba(0, 16, 36, 0.94); }
.header-inner { height: var(--header-h); display: flex; align-items: center; gap: 28px; }
.brand { display: block; flex: none; border-radius: 6px; }
.brand img { height: 46px; width: auto; }

.primary-nav { margin-left: auto; }
.primary-nav ul { display: flex; gap: 4px; }
.primary-nav a {
  display: block;
  padding: 8px 12px;
  color: var(--on-dark-2);
  text-decoration: none;
  font-weight: 550;
  font-size: 0.9375rem;
  border-radius: var(--dot-xs);
  transition: color 0.2s, background-color 0.2s;
}
.primary-nav a:hover { color: var(--white); background: rgba(255, 255, 255, 0.06); }
.primary-nav a.is-active { color: var(--white); }

.header-actions { display: flex; align-items: center; gap: 18px; margin-left: 12px; }
.header-phone {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  color: var(--white);
  text-decoration: none;
  font-weight: 650;
  font-size: 0.9375rem;
  font-variant-numeric: tabular-nums;
}
.header-phone .icon { color: var(--clear-400); width: 1.1em; height: 1.1em; }
.header-phone:hover span { text-decoration: underline; text-decoration-color: var(--clear-400); }

.menu-toggle {
  display: none;
  width: 46px; height: 46px;
  align-items: center; justify-content: center;
  border: 0;
  border-radius: var(--dot-sm);
  background: rgba(255, 255, 255, 0.08);
  color: var(--white);
}
.menu-toggle .icon { width: 22px; height: 22px; }
.menu-toggle .icon-close { display: none; }
.menu-toggle[aria-expanded="true"] .icon-open { display: none; }
.menu-toggle[aria-expanded="true"] .icon-close { display: block; }

.mobile-menu {
  position: fixed;
  inset: var(--header-h) 0 0 0;
  z-index: 59;
  background: var(--ink-900);
  overflow-y: auto;
  padding: 16px 0 calc(32px + env(safe-area-inset-bottom));
  border-top: 1px solid var(--line-dark);
}
.mobile-menu-links a {
  display: block;
  padding: 14px 0;
  border-bottom: 1px solid var(--line-dark);
  color: var(--white);
  font-size: 1.375rem;
  font-weight: 650;
  letter-spacing: -0.02em;
  text-decoration: none;
}
.mobile-menu-foot { display: grid; gap: 12px; margin-top: 28px; }

@media (max-width: 1140px) {
  .primary-nav { display: none; }
  .header-actions { margin-left: auto; }
  .menu-toggle { display: inline-flex; }
}
@media (max-width: 640px) {
  :root { --header-h: 66px; }
  .brand img { height: 38px; }
  .header-cta { display: none; }
  .header-phone span { display: none; }
  .header-phone {
    width: 46px; height: 46px;
    justify-content: center;
    border-radius: var(--dot-sm);
    background: rgba(255, 255, 255, 0.08);
  }
  .header-phone .icon { width: 20px; height: 20px; }
  .header-actions { gap: 8px; }
}
.menu-open { overflow: hidden; }

/* ---------------------------------------------------------------- hero */
.hero {
  position: relative;
  isolation: isolate;
  overflow: hidden;
  background: var(--ink-900);
  color: var(--white);
  padding: clamp(40px, 6vw, 84px) 0 clamp(40px, 5vw, 64px);
}
.hero-bg {
  position: absolute;
  inset: 0;
  z-index: -1;
  background:
    radial-gradient(52% 58% at 82% 16%, rgba(129, 180, 254, 0.26), transparent 70%),
    radial-gradient(44% 50% at 4% 96%, rgba(67, 141, 248, 0.2), transparent 70%),
    linear-gradient(180deg, #00162f 0%, #00112a 100%);
}
.hero-bg::before {
  content: "";
  position: absolute;
  inset: 0;
  background-image:
    linear-gradient(rgba(255, 255, 255, 0.055) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255, 255, 255, 0.055) 1px, transparent 1px);
  background-size: 64px 64px;
  background-position: -1px -1px;
  -webkit-mask-image: radial-gradient(75% 70% at 62% 34%, #000 25%, transparent 78%);
  mask-image: radial-gradient(75% 70% at 62% 34%, #000 25%, transparent 78%);
}

.hero-grid {
  display: grid;
  gap: 48px;
  align-items: center;
}
@media (min-width: 960px) {
  .hero-grid { grid-template-columns: minmax(0, 1.16fr) minmax(0, 0.84fr); gap: clamp(40px, 5vw, 80px); }
}

.hero-title {
  font-size: clamp(2.25rem, 1.05rem + 4.7vw, 4.4rem);
  line-height: 1;
  letter-spacing: -0.04em;
  font-weight: 760;
  max-width: 13ch;
}
.hero-title em { font-size: 1.14em; letter-spacing: -0.015em; padding-right: 0.04em; }
.hero-title .w { display: inline-block; }

.hero-lead {
  margin-top: 26px;
  max-width: 54ch;
  font-size: clamp(1.0625rem, 1rem + 0.35vw, 1.2rem);
  line-height: 1.6;
  color: var(--on-dark-2);
}

.quickstart { margin-top: 36px; }
.quickstart-label {
  font-weight: 650;
  font-size: 0.9375rem;
  margin-bottom: 14px;
  color: var(--white);
}
.quickstart-chips { display: flex; flex-wrap: wrap; gap: 10px; }
.chip {
  display: inline-flex;
  align-items: center;
  gap: 9px;
  min-height: 46px;
  padding: 0 18px 0 14px;
  border-radius: var(--dot-pill);
  background: rgba(255, 255, 255, 0.07);
  box-shadow: inset 0 0 0 1px rgba(255, 255, 255, 0.16);
  color: var(--white);
  font-weight: 600;
  font-size: 0.9375rem;
  text-decoration: none;
  transition: background-color 0.2s, box-shadow 0.2s, transform 0.25s var(--ease), color 0.2s;
}
.chip .icon { color: var(--clear-400); width: 1.15em; height: 1.15em; transition: color 0.2s; }
.chip:hover {
  background: var(--clear-400);
  color: var(--ink-900);
  box-shadow: inset 0 0 0 1px var(--clear-400), 0 12px 26px -14px rgba(129, 180, 254, 0.9);
  transform: translateY(-2px);
}
.chip:hover .icon { color: var(--ink-900); }
.chip--quiet { background: transparent; box-shadow: inset 0 0 0 1px rgba(255, 255, 255, 0.16); color: var(--on-dark-2); }
@media (max-width: 600px) {
  .quickstart-chips { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 8px; }
  .chip { min-height: 48px; padding: 0 12px; font-size: 0.875rem; gap: 8px; }
  .chip-more { display: none; }
}

.hero-assurances {
  display: flex;
  flex-wrap: wrap;
  gap: 10px 26px;
  margin-top: 28px;
  font-size: 0.9375rem;
  color: var(--on-dark-2);
}
.hero-assurances li { display: inline-flex; align-items: center; gap: 8px; }
.hero-assurances .icon { color: var(--clear-400); width: 1.1em; height: 1.1em; stroke-width: 2.25; }

.hero-visual { position: relative; max-width: 560px; width: 100%; justify-self: center; }
@media (min-width: 960px) { .hero-visual { justify-self: end; } }
.hero-photo {
  position: relative;
  aspect-ratio: 1 / 1;
  border-radius: var(--dot-lg);
  overflow: hidden;
  box-shadow: var(--shadow-lg);
  background: var(--ink-800);
}
.hero-photo img { width: 100%; height: 100%; object-fit: cover; }
.hero-photo::after {
  content: "";
  position: absolute;
  inset: 0;
  border-radius: inherit;
  box-shadow: inset 0 0 0 1px rgba(255, 255, 255, 0.12);
  background: linear-gradient(180deg, transparent 55%, rgba(0, 14, 32, 0.45));
}

.hero-badge {
  position: absolute;
  top: 26px;
  left: -26px;
  display: flex;
  align-items: center;
  gap: 12px;
  max-width: 260px;
  padding: 12px 18px 12px 14px;
  border-radius: var(--dot-md);
  box-shadow: 0 24px 50px -24px rgba(0, 0, 0, 0.6);
}
.hero-badge-num {
  font-size: 1.75rem;
  font-weight: 760;
  letter-spacing: -0.04em;
  color: var(--clear-400);
  line-height: 1;
}
.hero-badge-text { font-size: 0.8125rem; line-height: 1.35; color: var(--on-dark-2); }

.hero-deal {
  display: block;
  position: absolute;
  right: -26px;
  bottom: 26px;
  width: min(296px, 76%);
  padding: 18px 20px 16px;
  border-radius: var(--dot-md);
  text-decoration: none;
  box-shadow: 0 30px 60px -28px rgba(0, 0, 0, 0.7);
  transition: transform 0.3s var(--ease), border-color 0.3s;
}
.hero-deal:hover { transform: translateY(-4px); border-color: rgba(129, 180, 254, 0.6); }
.hero-deal .mono-label { color: var(--clear-300); font-size: 0.6875rem; }
.hero-deal-title { display: block; margin: 6px 0 10px; font-weight: 700; font-size: 1rem; letter-spacing: -0.01em; }
.mini-sheet div {
  display: flex;
  align-items: baseline;
  justify-content: space-between;
  gap: 12px;
  padding: 6px 0;
  border-top: 1px solid rgba(255, 255, 255, 0.12);
  font-size: 0.875rem;
}
.mini-sheet dt { color: var(--on-dark-3); }
.mini-sheet dd { font-weight: 700; font-variant-numeric: tabular-nums; }
.hero-deal-link {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  margin-top: 10px;
  font-size: 0.8125rem;
  font-weight: 650;
  color: var(--clear-400);
}
.hero-deal-link .icon { width: 1em; height: 1em; transition: transform 0.25s var(--ease); }
.hero-deal:hover .hero-deal-link .icon { transform: translateX(3px); }

@media (max-width: 1240px) {
  .hero-badge { left: 16px; top: 16px; }
  .hero-deal {
    position: relative;
    right: auto;
    bottom: auto;
    width: auto;
    margin: -64px 16px 0;
    padding: 16px 18px 14px;
    background: rgba(9, 34, 70, 0.94);
    border-color: rgba(129, 180, 254, 0.28);
  }
}
@media (max-width: 600px) {
  .hero-badge { display: none; }
  .hero-deal { margin-inline: 14px; }
}

.hero-stats {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  margin-top: clamp(48px, 6vw, 84px);
  border-top: 1px solid var(--line-dark);
}
.hero-stat {
  display: flex;
  flex-direction: column-reverse;
  justify-content: flex-end;
  gap: 4px;
  padding: 22px 20px 0 0;
}
.hero-stat dd {
  white-space: nowrap;
  font-size: clamp(1.5rem, 1.1rem + 1.8vw, 2.6rem);
  font-weight: 740;
  letter-spacing: -0.04em;
  line-height: 1.05;
  font-variant-numeric: tabular-nums;
}
.hero-stat dt { font-size: 0.875rem; color: var(--on-dark-3); }
@media (min-width: 820px) {
  .hero-stats { grid-template-columns: repeat(4, minmax(0, 1fr)); }
  .hero-stat + .hero-stat { padding-left: 28px; border-left: 1px solid var(--line-dark); }
}
@media (max-width: 819px) {
  .hero-stat:nth-child(n+3) { padding-top: 18px; }
}

/* hero word reveal: words come into focus */
@keyframes focusIn {
  from { opacity: 0; filter: blur(12px); transform: translateY(0.18em); }
  to { opacity: 1; filter: blur(0); transform: none; }
}
.js .hero-title .w { animation: focusIn 1s var(--ease-out) both; animation-delay: calc(120ms + var(--i) * 90ms); }
.js .hero-lead, .js .quickstart, .js .hero-assurances, .js .hero-visual {
  animation: rise 0.9s var(--ease-out) both;
}
.js .hero-lead { animation-delay: 0.42s; }
.js .quickstart { animation-delay: 0.52s; }
.js .hero-assurances { animation-delay: 0.62s; }
.js .hero-visual { animation-delay: 0.3s; }
@keyframes rise {
  from { opacity: 0; transform: translateY(18px); }
  to { opacity: 1; transform: none; }
}

/* ---------------------------------------------------------------- lenders */
.lenders { background: var(--white); border-bottom: 1px solid var(--line); }
.lenders-inner {
  display: flex;
  align-items: center;
  gap: 20px 48px;
  padding-block: 30px;
}
.lenders-label {
  flex: none;
  max-width: 190px;
  font-family: var(--font-mono);
  font-size: 0.75rem;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  line-height: 1.5;
  color: var(--text-3);
}
.marquee {
  position: relative;
  flex: 1;
  min-width: 0;
  overflow: hidden;
  -webkit-mask-image: linear-gradient(90deg, transparent, #000 7%, #000 93%, transparent);
  mask-image: linear-gradient(90deg, transparent, #000 7%, #000 93%, transparent);
}
.marquee-track {
  display: flex;
  align-items: center;
  gap: 64px;
  width: max-content;
  padding-right: 64px;
}
.marquee-track img { opacity: 0.78; transition: opacity 0.2s; }
.marquee-track img:hover { opacity: 1; }
.js .marquee.is-running .marquee-track { animation: marquee var(--marquee-duration, 36s) linear infinite; }
.marquee:hover .marquee-track { animation-play-state: paused; }
@keyframes marquee { to { transform: translateX(-50%); } }
@media (max-width: 760px) {
  .lenders-inner { flex-direction: column; align-items: stretch; gap: 18px; }
  .lenders-label { max-width: none; text-align: center; }
}

/* ---------------------------------------------------------------- reveal */
.js [data-reveal] {
  opacity: 0;
  transform: translateY(22px);
  transition: opacity 0.9s var(--ease-out), transform 0.9s var(--ease-out);
  transition-delay: var(--delay, 0s);
}
.js [data-reveal].is-in { opacity: 1; transform: none; }
.js [data-focus-in] {
  opacity: 0;
  filter: blur(10px);
  transition: opacity 1s var(--ease-out), filter 1.1s var(--ease-out);
}
.js [data-focus-in].is-in { opacity: 1; filter: blur(0); }

/* ---------------------------------------------------------------- why */
.why { padding-top: clamp(80px, 9vw, 128px); }
.pillars {
  display: grid;
  gap: 16px;
}
@media (min-width: 680px) { .pillars { grid-template-columns: repeat(2, minmax(0, 1fr)); } }
@media (min-width: 1100px) { .pillars { grid-template-columns: repeat(4, minmax(0, 1fr)); } }
.pillar {
  position: relative;
  padding: 30px 28px 32px;
  border-radius: var(--dot-lg);
  background: var(--paper);
  transition: background-color 0.3s, transform 0.4s var(--ease);
}
.pillar:hover { background: var(--clear-50); transform: translateY(-4px); }
.pillar-icon {
  display: grid;
  place-items: center;
  width: 52px;
  height: 52px;
  margin-bottom: 52px;
  border-radius: 26px 26px 26px 6px;
  background: var(--ink-900);
  color: var(--clear-400);
}
.pillar-icon .icon { width: 24px; height: 24px; }
.pillar h3 { margin-bottom: 10px; }
.pillar p { color: var(--text-2); font-size: 1rem; line-height: 1.6; }

/* ---------------------------------------------------------------- finance */
.finance { background: var(--paper); }
.products {
  display: grid;
  gap: 20px;
}
@media (min-width: 900px) { .products { grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 24px; } }
.product {
  position: relative;
  display: flex;
  flex-direction: column;
  padding: clamp(26px, 3vw, 38px);
  border-radius: var(--dot-lg);
  background: var(--white);
  box-shadow: var(--shadow-sm);
  border: 1px solid transparent;
  transition: transform 0.45s var(--ease), box-shadow 0.45s var(--ease), border-color 0.3s;
}
.product:hover { transform: translateY(-6px); box-shadow: var(--shadow-md); border-color: var(--clear-200); }
.product-head { display: flex; align-items: center; justify-content: space-between; margin-bottom: 28px; }
.product-icon {
  display: grid;
  place-items: center;
  width: 58px;
  height: 58px;
  border-radius: 29px 29px 29px 7px;
  background: var(--clear-100);
  color: var(--ink-900);
  transition: background-color 0.3s, color 0.3s;
}
.product:hover .product-icon { background: var(--ink-900); color: var(--clear-400); }
.product-icon .icon { width: 26px; height: 26px; }
.product-no { font-family: var(--font-mono); font-size: 0.8125rem; letter-spacing: 0.1em; color: var(--text-3); }
.product h3 { font-size: clamp(1.4rem, 1.2rem + 0.6vw, 1.7rem); letter-spacing: -0.025em; }
.product > p { margin-top: 12px; color: var(--text-2); font-size: 1rem; }

.term-sheet {
  margin: 26px 0 22px;
  border-top: 1px solid var(--line-2);
}
.term-sheet div {
  display: flex;
  align-items: baseline;
  gap: 12px;
  padding: 11px 0;
  border-bottom: 1px solid var(--line);
}
.term-sheet dt {
  display: flex;
  align-items: baseline;
  flex: 1;
  gap: 12px;
  font-family: var(--font-mono);
  font-size: 0.75rem;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--text-3);
  white-space: nowrap;
}
.term-sheet dt::after {
  content: "";
  flex: 1;
  min-width: 16px;
  border-bottom: 1.5px dotted var(--line-2);
  transform: translateY(-4px);
}
.term-sheet dd { font-weight: 680; font-size: 0.9875rem; text-align: right; font-variant-numeric: tabular-nums; }

.tags { display: flex; flex-wrap: wrap; gap: 8px; margin-bottom: 28px; }
.tags li {
  padding: 6px 12px;
  border-radius: var(--dot-pill);
  background: var(--paper);
  font-size: 0.8125rem;
  font-weight: 550;
  color: var(--text-2);
}

@media (max-width: 480px) {
  .tags { gap: 6px; }
  .tags li { padding: 5px 10px; font-size: 0.75rem; }
}

.product-cta {
  margin-top: auto;
  display: inline-flex;
  align-items: center;
  gap: 12px;
  align-self: flex-start;
  font-weight: 680;
  color: var(--text);
  text-decoration: none;
}
.product-cta::before { content: ""; position: absolute; inset: 0; border-radius: inherit; }
.arrow-dot {
  display: grid;
  place-items: center;
  width: 38px;
  height: 38px;
  border-radius: 19px 19px 19px 5px;
  background: var(--clear-100);
  transition: background-color 0.25s, transform 0.3s var(--ease);
}
.arrow-dot .icon { width: 18px; height: 18px; }
.product:hover .arrow-dot { background: var(--clear-400); transform: translateX(4px); }

.clear-cost {
  display: grid;
  gap: 22px;
  align-items: center;
  margin-top: 24px;
  padding: clamp(26px, 3.4vw, 40px);
  border-radius: var(--dot-lg);
  background: var(--ink-900);
  color: var(--white);
  position: relative;
  overflow: hidden;
  isolation: isolate;
}
.clear-cost::before {
  content: "";
  position: absolute;
  inset: 0;
  z-index: -1;
  background: radial-gradient(60% 120% at 100% 0%, rgba(129, 180, 254, 0.28), transparent 70%);
}
@media (min-width: 900px) { .clear-cost { grid-template-columns: auto minmax(0, 1fr) auto; gap: 32px; } }
.clear-cost-icon {
  display: grid;
  place-items: center;
  width: 58px;
  height: 58px;
  border-radius: 29px 29px 29px 7px;
  background: var(--clear-400);
  color: var(--ink-900);
}
.clear-cost-icon .icon { width: 26px; height: 26px; }
.clear-cost h3 { font-size: 1.375rem; }
.clear-cost p { margin-top: 6px; color: var(--on-dark-2); max-width: 62ch; font-size: 1rem; }
.fine-print { margin-top: 20px; font-size: 0.8125rem; color: var(--text-3); max-width: 90ch; }

/* ---------------------------------------------------------------- process */
.process-grid { display: grid; gap: 56px; }
@media (min-width: 1000px) {
  .process-grid { grid-template-columns: minmax(0, 0.9fr) minmax(0, 1.1fr); gap: clamp(56px, 7vw, 112px); align-items: start; }
  .process-intro { position: sticky; top: calc(var(--header-h) + 40px); }
}
.process-photo {
  position: relative;
  margin-top: 40px;
  border-radius: var(--dot-lg);
  overflow: hidden;
  aspect-ratio: 4 / 3;
  background: var(--paper);
}
.process-photo img { width: 100%; height: 100%; object-fit: cover; }
.process-photo figcaption {
  position: absolute;
  left: 16px;
  bottom: 16px;
  display: inline-flex;
  align-items: center;
  gap: 10px;
  padding: 10px 16px 10px 12px;
  border-radius: var(--dot-pill);
  font-weight: 650;
  font-size: 0.9375rem;
}
.process-photo figcaption .icon { color: var(--clear-400); }

.steps { position: relative; display: grid; gap: 0; }
.steps::before,
.steps::after {
  content: "";
  position: absolute;
  left: 27px;
  top: 28px;
  bottom: 28px;
  width: 2px;
  border-radius: 2px;
  background: var(--line-2);
}
.steps::after {
  background: var(--clear-500);
  transform-origin: top;
  transform: scaleY(var(--progress, 0));
}
.step {
  position: relative;
  display: grid;
  grid-template-columns: 56px minmax(0, 1fr);
  gap: 28px;
  padding-bottom: 48px;
}
.step:last-child { padding-bottom: 0; }
.step-no {
  position: relative;
  z-index: 1;
  display: grid;
  place-items: center;
  width: 56px;
  height: 56px;
  border-radius: 28px 28px 28px 7px;
  background: var(--white);
  box-shadow: inset 0 0 0 1.5px var(--line-2);
  font-family: var(--font-mono);
  font-size: 0.875rem;
  color: var(--text-3);
  transition: background-color 0.4s, color 0.4s, box-shadow 0.4s;
}
.step.is-active .step-no { background: var(--ink-900); color: var(--clear-400); box-shadow: none; }
.step h3 { font-size: clamp(1.35rem, 1.2rem + 0.5vw, 1.6rem); padding-top: 12px; }
.step p { margin-top: 10px; color: var(--text-2); max-width: 52ch; }

/* ---------------------------------------------------------------- dark sections */
.is-dark { background: var(--ink-900); color: var(--white); }

/* ---------------------------------------------------------------- case study */
.case { overflow: hidden; isolation: isolate; }
.case-bg {
  position: absolute;
  inset: 0;
  z-index: -1;
  background:
    radial-gradient(50% 60% at 100% 0%, rgba(129, 180, 254, 0.18), transparent 70%),
    radial-gradient(40% 50% at 0% 100%, rgba(67, 141, 248, 0.14), transparent 70%);
}
.case-bg::before {
  content: "";
  position: absolute;
  inset: 0;
  background-image:
    linear-gradient(rgba(255, 255, 255, 0.045) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255, 255, 255, 0.045) 1px, transparent 1px);
  background-size: 64px 64px;
  -webkit-mask-image: radial-gradient(70% 70% at 70% 40%, #000 20%, transparent 75%);
  mask-image: radial-gradient(70% 70% at 70% 40%, #000 20%, transparent 75%);
}
.case-grid { display: grid; gap: 56px; align-items: center; }
@media (min-width: 1000px) { .case-grid { grid-template-columns: minmax(0, 1.05fr) minmax(0, 0.95fr); gap: clamp(56px, 7vw, 104px); } }
.case-copy h2 { max-width: 16ch; }
.case-story { margin: 28px 0 36px; display: grid; gap: 16px; color: var(--on-dark-2); max-width: 60ch; }
.case-stats { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 14px; }
.case-stat {
  display: flex;
  flex-direction: column-reverse;
  justify-content: flex-end;
  gap: 10px;
  min-height: 190px;
  padding: 26px 24px;
  border-radius: var(--dot-lg);
  background: rgba(255, 255, 255, 0.045);
  border: 1px solid var(--line-dark);
}
.case-stat dd {
  margin-top: auto;
  font-size: clamp(2.1rem, 1.4rem + 2.4vw, 3.4rem);
  font-weight: 760;
  letter-spacing: -0.045em;
  line-height: 1;
}
.case-stat dt { color: var(--on-dark-3); font-size: 0.9375rem; line-height: 1.4; max-width: 22ch; }
.case-stat--accent { background: var(--clear-400); border-color: var(--clear-400); color: var(--ink-900); }
.case-stat--accent dt { color: rgba(0, 22, 47, 0.72); }
@media (max-width: 480px) {
  .case-stats { gap: 10px; }
  .case-stat { min-height: 148px; padding: 20px 16px; }
  .case-stat dd { font-size: 1.75rem; }
  .case-stat dt { font-size: 0.875rem; }
}

.quote { margin: 0; }
.quote blockquote p {
  font-family: var(--font-serif);
  font-style: italic;
  font-weight: 400;
  letter-spacing: -0.01em;
  line-height: 1.2;
}
.quote figcaption { display: flex; flex-wrap: wrap; align-items: baseline; gap: 4px 12px; margin-top: 22px; }
.quote-name { font-weight: 700; }
.quote-role { font-size: 0.9375rem; color: var(--text-3); }
.quote--dark {
  margin-top: clamp(64px, 8vw, 104px);
  padding-top: clamp(40px, 5vw, 56px);
  border-top: 1px solid var(--line-dark);
  display: grid;
  gap: 8px;
}
@media (min-width: 900px) { .quote--dark { grid-template-columns: minmax(0, 1fr) auto; align-items: end; gap: 48px; } }
.quote--dark blockquote p { font-size: clamp(1.75rem, 1.2rem + 1.9vw, 2.75rem); max-width: 34ch; }
.quote--dark blockquote p::before { content: "\201C"; color: var(--clear-400); }
.quote--dark blockquote p::after { content: "\201D"; color: var(--clear-400); }
.quote--dark figcaption { flex-direction: column; gap: 2px; margin-top: 0; }
.quote--dark .quote-role { color: var(--on-dark-3); }

/* ---------------------------------------------------------------- team */
.team { background: var(--paper); }
.people { display: grid; gap: 24px; }
@media (min-width: 860px) { .people { grid-template-columns: repeat(2, minmax(0, 1fr)); } }
.person {
  display: flex;
  flex-direction: column;
  border-radius: var(--dot-lg);
  background: var(--white);
  overflow: hidden;
  box-shadow: var(--shadow-sm);
}
.person-photo { aspect-ratio: 4 / 3; overflow: hidden; background: var(--paper-2); }
.person-photo img { width: 100%; height: 100%; object-fit: cover; transition: transform 1.2s var(--ease-out); }
.person:hover .person-photo img { transform: scale(1.03); }
.person-body { padding: clamp(24px, 3vw, 36px); }
.person-role {
  font-family: var(--font-mono);
  font-size: 0.75rem;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--accent-light);
  margin-bottom: 8px;
}
.person h3 { font-size: clamp(1.6rem, 1.3rem + 0.8vw, 2rem); letter-spacing: -0.03em; }
.creds { display: flex; flex-wrap: wrap; gap: 8px; margin: 16px 0 20px; }
.creds li {
  padding: 5px 12px;
  border-radius: var(--dot-pill);
  box-shadow: inset 0 0 0 1px var(--line-2);
  font-size: 0.8125rem;
  font-weight: 600;
}
.person-body > p:last-child { color: var(--text-2); font-size: 1rem; }

.credentials {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 20px 40px;
  margin-top: 40px;
  padding: 26px 32px;
  border-radius: var(--dot-lg);
  background: var(--white);
  box-shadow: var(--shadow-sm);
}
.member-logos { display: flex; flex-wrap: wrap; align-items: center; gap: 20px 36px; }
.member-logos img { opacity: 0.85; }
.credentials-note { font-size: 0.9375rem; color: var(--text-2); flex: 1 1 220px; }
.credentials .text-link { margin-left: auto; }
@media (max-width: 760px) {
  .credentials { padding: 24px; }
  .credentials .text-link { margin-left: 0; }
}

/* ---------------------------------------------------------------- introducers */
.introducers { background: var(--clear-50); overflow: hidden; isolation: isolate; }
.introducers::before {
  content: "";
  position: absolute;
  inset: 0;
  z-index: -1;
  background-image:
    linear-gradient(rgba(37, 99, 217, 0.07) 1px, transparent 1px),
    linear-gradient(90deg, rgba(37, 99, 217, 0.07) 1px, transparent 1px);
  background-size: 64px 64px;
  -webkit-mask-image: radial-gradient(60% 60% at 15% 10%, #000 10%, transparent 70%);
  mask-image: radial-gradient(60% 60% at 15% 10%, #000 10%, transparent 70%);
}
.intro-grid { display: grid; gap: 56px; }
@media (min-width: 1040px) {
  .intro-grid { grid-template-columns: minmax(0, 1.1fr) minmax(0, 0.9fr); gap: clamp(56px, 6vw, 96px); align-items: start; }
  .intro-form-wrap { position: sticky; top: calc(var(--header-h) + 32px); }
}
.intro-copy h2 { max-width: 16ch; }
.professions { display: flex; flex-wrap: wrap; gap: 8px; margin: 30px 0 40px; }
.professions li {
  padding: 7px 14px;
  border-radius: var(--dot-pill);
  background: var(--white);
  box-shadow: inset 0 0 0 1px rgba(37, 99, 217, 0.18);
  font-size: 0.875rem;
  font-weight: 600;
}
.benefits { display: grid; gap: 28px 32px; }
@media (min-width: 640px) { .benefits { grid-template-columns: repeat(2, minmax(0, 1fr)); } }
.benefits li { display: grid; grid-template-columns: 48px minmax(0, 1fr); gap: 16px; align-items: start; }
.benefit-icon {
  display: grid;
  place-items: center;
  width: 48px;
  height: 48px;
  border-radius: 24px 24px 24px 6px;
  background: var(--ink-900);
  color: var(--clear-400);
}
.benefit-icon .icon { width: 22px; height: 22px; }
.benefits h3 { font-size: 1.0625rem; margin-bottom: 6px; padding-top: 2px; }
.benefits p { font-size: 0.9375rem; color: var(--text-2); line-height: 1.6; }
.quote--card {
  margin-top: 48px;
  padding: clamp(26px, 3vw, 36px);
  border-radius: var(--dot-lg);
  background: var(--white);
  box-shadow: var(--shadow-sm);
}
.quote--card blockquote p { font-size: clamp(1.3rem, 1.1rem + 0.7vw, 1.6rem); color: var(--ink-900); }
.quote--card blockquote p::before { content: "\201C"; color: var(--accent-light); }
.quote--card blockquote p::after { content: "\201D"; color: var(--accent-light); }

.form-card {
  padding: clamp(26px, 3vw, 40px);
  border-radius: var(--dot-lg);
  background: var(--white);
  box-shadow: var(--shadow-md);
}
.form-title { font-size: clamp(1.5rem, 1.3rem + 0.6vw, 1.85rem); letter-spacing: -0.03em; margin: 8px 0 8px; }
.form-intro { color: var(--text-2); font-size: 1rem; margin-bottom: 24px; }
.form-card .mono-label { color: var(--accent-light); }

/* ---------------------------------------------------------------- fields */
.field { display: grid; gap: 7px; align-content: start; margin-bottom: 16px; min-width: 0; }
.field label, .field-label { font-weight: 620; font-size: 0.9375rem; }
.optional { font-weight: 450; color: var(--text-3); }
.field-row { display: grid; gap: 0 14px; }
@media (min-width: 560px) { .field-row { grid-template-columns: repeat(2, minmax(0, 1fr)); } }
.field input,
.field select,
.field textarea {
  width: 100%;
  min-height: 52px;
  padding: 0 16px;
  border: 1.5px solid var(--line-2);
  border-radius: var(--dot-sm);
  background: var(--white);
  color: var(--text);
  font-size: 1rem;
  transition: border-color 0.2s, box-shadow 0.2s;
}
.field textarea { padding: 14px 16px; min-height: 104px; resize: vertical; line-height: 1.5; }
.field select {
  appearance: none;
  -webkit-appearance: none;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%2300162f' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='m6 9 6 6 6-6'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 14px center;
  background-size: 18px;
  padding-right: 44px;
}
.field input::placeholder, .field textarea::placeholder { color: #8892a3; }
.field input:hover, .field select:hover, .field textarea:hover { border-color: rgba(0, 22, 47, 0.32); }
.field input:focus, .field select:focus, .field textarea:focus {
  outline: none;
  border-color: var(--ink-900);
  box-shadow: 0 0 0 4px rgba(129, 180, 254, 0.45);
}
.field.has-error input, .field.has-error select { border-color: var(--error); }
.field-error { color: var(--error); font-size: 0.875rem; font-weight: 550; margin-top: 2px; }

.check {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  font-size: 0.9375rem;
  color: var(--text-2);
  cursor: pointer;
  margin-bottom: 14px;
}
.check input {
  flex: none;
  appearance: none;
  -webkit-appearance: none;
  width: 22px;
  height: 22px;
  margin: 1px 0 0;
  border: 1.5px solid var(--line-2);
  border-radius: 7px 7px 7px 2px;
  background: var(--white) center / 14px no-repeat;
  transition: background-color 0.2s, border-color 0.2s;
  cursor: pointer;
}
.check input:checked {
  background-color: var(--ink-900);
  border-color: var(--ink-900);
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%2381b4fe' stroke-width='3.2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M20 6 9 17l-5-5'/%3E%3C/svg%3E");
}
.check.has-error input { border-color: var(--error); }
.check a, .form-note a { color: var(--action); }

.form-note { margin-top: 16px; font-size: 0.8125rem; color: var(--text-3); line-height: 1.55; }
.form-status { font-size: 0.9375rem; font-weight: 550; color: var(--error); }
.form-status:empty { display: none; }
.form-card .form-status { margin-top: 12px; }

.form-success { text-align: left; }
.form-success:focus { outline: none; }
.form-success h3 { font-size: 1.5rem; margin: 18px 0 10px; }
.form-success p { color: var(--text-2); }
.form-success a { color: var(--action); }
.success-icon {
  display: grid;
  place-items: center;
  width: 56px;
  height: 56px;
  border-radius: 28px 28px 28px 7px;
  background: var(--ink-900);
  color: var(--clear-400);
}
.success-icon .icon { width: 26px; height: 26px; stroke-width: 2.25; }

/* ---------------------------------------------------------------- insights */
.articles { display: grid; gap: 20px; }
@media (min-width: 760px) { .articles { grid-template-columns: repeat(3, minmax(0, 1fr)); } }
.article-link {
  display: flex;
  flex-direction: column;
  height: 100%;
  border-radius: var(--dot-lg);
  background: var(--white);
  box-shadow: inset 0 0 0 1px var(--line);
  overflow: hidden;
  text-decoration: none;
  transition: box-shadow 0.3s, transform 0.45s var(--ease);
}
.article-link:hover { transform: translateY(-6px); box-shadow: inset 0 0 0 1px var(--clear-200), var(--shadow-md); }
.article-art {
  position: relative;
  aspect-ratio: 16 / 9;
  background: var(--ink-900);
  overflow: hidden;
}
.article-art svg { width: 100%; height: 100%; }
.art-grid path { stroke: rgba(255, 255, 255, 0.07); stroke-width: 1; fill: none; }
.art-line { fill: none; stroke: var(--clear-400); stroke-width: 3; stroke-linecap: round; stroke-linejoin: round; }
.art-faint { fill: none; stroke: rgba(255, 255, 255, 0.28); stroke-width: 3; stroke-linecap: round; }
.art-dot { fill: var(--clear-400); }
.art-ring { fill: none; stroke: rgba(129, 180, 254, 0.45); stroke-width: 2; }
.art-scatter circle { fill: rgba(255, 255, 255, 0.4); }
.art-dots circle { fill: var(--clear-400); }
.article-link:hover .art-ring { animation: pulse 1.6s var(--ease-out) infinite; transform-origin: 318px 170px; }
@keyframes pulse { from { transform: scale(0.7); opacity: 1; } to { transform: scale(1.6); opacity: 0; } }
.article-tag {
  position: absolute;
  left: 16px;
  top: 16px;
  padding: 6px 12px;
  border-radius: var(--dot-pill);
  background: rgba(255, 255, 255, 0.12);
  -webkit-backdrop-filter: blur(8px);
  backdrop-filter: blur(8px);
  color: var(--white);
  font-family: var(--font-mono);
  font-size: 0.6875rem;
  letter-spacing: 0.1em;
  text-transform: uppercase;
}
.article-body { display: flex; flex-direction: column; flex: 1; padding: 24px 26px 26px; }
.article-body h3 { font-size: 1.1875rem; line-height: 1.3; }
.article-body > p:not(.article-meta) { margin-top: 10px; font-size: 0.9375rem; color: var(--text-2); }
.article-meta {
  display: flex;
  flex-wrap: wrap;
  justify-content: space-between;
  gap: 4px 14px;
  margin-top: auto;
  padding-top: 20px;
  font-size: 0.8125rem;
  color: var(--text-3);
}
.article-author { font-weight: 600; color: var(--text-2); }

.newsletter {
  display: grid;
  gap: 24px;
  align-items: center;
  margin-top: 28px;
  padding: clamp(26px, 3.4vw, 40px);
  border-radius: var(--dot-lg);
  background: var(--ink-900);
  color: var(--white);
}
@media (min-width: 960px) { .newsletter { grid-template-columns: minmax(0, 0.9fr) minmax(0, 1.1fr); gap: 48px; } }
.newsletter h3 { font-size: 1.5rem; }
.newsletter-copy p { margin-top: 6px; color: var(--on-dark-2); font-size: 1rem; }
.newsletter-fields { display: flex; gap: 10px; }
.newsletter-fields .field { flex: 1; margin: 0; }
.newsletter-fields input { border-color: rgba(255, 255, 255, 0.2); background: rgba(255, 255, 255, 0.06); color: var(--white); }
.newsletter-fields input::placeholder { color: rgba(255, 255, 255, 0.55); }
.newsletter-fields input:hover { border-color: rgba(255, 255, 255, 0.4); }
.newsletter-fields input:focus { border-color: var(--clear-400); box-shadow: 0 0 0 4px rgba(129, 180, 254, 0.25); }
.newsletter .check { margin: 14px 0 0; color: var(--on-dark-2); font-size: 0.875rem; }
.newsletter .check input { border-color: rgba(255, 255, 255, 0.35); background-color: transparent; }
.newsletter .check input:checked { background-color: var(--clear-400); border-color: var(--clear-400); background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%2300162f' stroke-width='3.2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M20 6 9 17l-5-5'/%3E%3C/svg%3E"); }
.newsletter .check a { color: var(--clear-300); }
.newsletter .form-status { margin-top: 10px; color: #ffb4ab; }
.newsletter .form-success { display: flex; align-items: center; gap: 16px; }
.newsletter .form-success p { color: var(--on-dark-2); }
.newsletter .success-icon { background: var(--clear-400); color: var(--ink-900); flex: none; }
@media (max-width: 520px) {
  .newsletter-fields { flex-direction: column; }
}

/* ---------------------------------------------------------------- faqs */
.faqs { background: var(--paper); }
.faq-grid { display: grid; gap: 48px; }
@media (min-width: 1000px) {
  .faq-grid { grid-template-columns: minmax(0, 0.8fr) minmax(0, 1.2fr); gap: clamp(48px, 7vw, 112px); align-items: start; }
  .faq-intro { position: sticky; top: calc(var(--header-h) + 40px); }
}
.talk-card {
  display: grid;
  grid-template-columns: 64px minmax(0, 1fr);
  gap: 18px;
  align-items: start;
  margin-top: 36px;
  padding: 24px;
  border-radius: var(--dot-lg);
  background: var(--white);
  box-shadow: var(--shadow-sm);
  max-width: 420px;
}
.talk-card img { width: 64px; height: 64px; border-radius: 32px 32px 32px 8px; object-fit: cover; }
.talk-title { font-weight: 700; font-size: 1.0625rem; }
.talk-card p:not(.talk-title) { color: var(--text-2); font-size: 0.9375rem; margin: 4px 0 12px; }

.faq-list { border-top: 1px solid var(--line-2); }
.faq { border-bottom: 1px solid var(--line-2); }
.faq summary {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
  padding: 24px 0;
  font-weight: 680;
  font-size: clamp(1.0625rem, 1rem + 0.3vw, 1.2rem);
  letter-spacing: -0.015em;
  line-height: 1.35;
  cursor: pointer;
  list-style: none;
}
.faq summary::-webkit-details-marker { display: none; }
.faq-icon {
  display: grid;
  place-items: center;
  flex: none;
  width: 36px;
  height: 36px;
  border-radius: 18px 18px 18px 5px;
  background: var(--white);
  box-shadow: inset 0 0 0 1px var(--line-2);
  transition: background-color 0.25s, color 0.25s, box-shadow 0.25s;
}
.faq-icon .icon { width: 18px; height: 18px; transition: transform 0.35s var(--ease); }
.faq summary:hover .faq-icon { background: var(--clear-100); }
.faq[open] .faq-icon { background: var(--ink-900); color: var(--clear-400); box-shadow: none; }
.faq[open] .faq-icon .icon { transform: rotate(45deg); }
.faq-a { padding: 0 60px 26px 0; color: var(--text-2); }
.faq-a p { max-width: 66ch; }

/* ---------------------------------------------------------------- contact */
.contact { overflow: hidden; isolation: isolate; }
.contact::before {
  content: "";
  position: absolute;
  inset: 0;
  z-index: -2;
  background:
    radial-gradient(50% 70% at 0% 0%, rgba(129, 180, 254, 0.2), transparent 70%),
    radial-gradient(40% 60% at 100% 100%, rgba(67, 141, 248, 0.16), transparent 70%);
}
.contact-mark {
  position: absolute;
  z-index: -1;
  right: -60px;
  bottom: -90px;
  width: clamp(280px, 38vw, 560px);
  height: auto;
  opacity: 0.06;
  pointer-events: none;
}
.contact-grid { display: grid; gap: 56px; align-items: center; }
@media (min-width: 1000px) { .contact-grid { grid-template-columns: minmax(0, 1.1fr) minmax(0, 0.9fr); gap: clamp(56px, 7vw, 104px); } }
.contact-copy h2 { font-size: clamp(2.25rem, 1.3rem + 3.4vw, 4rem); max-width: 14ch; }
.contact-actions { display: flex; flex-wrap: wrap; gap: 12px; margin-top: 36px; }
.contact-card { padding: 14px; border-radius: var(--dot-lg); background: rgba(255, 255, 255, 0.05); }
.contact-photo { aspect-ratio: 16 / 9; border-radius: 24px 24px 24px 6px; overflow: hidden; }
.contact-photo img { width: 100%; height: 100%; object-fit: cover; }
.contact-list { display: grid; padding: 10px 12px 6px; }
.contact-list li {
  display: grid;
  grid-template-columns: 22px minmax(0, 1fr);
  gap: 16px;
  align-items: start;
  padding: 14px 0;
  border-bottom: 1px solid var(--line-dark);
}
.contact-list li:last-child { border-bottom: 0; }
.contact-list .icon { color: var(--clear-400); margin-top: 2px; width: 20px; height: 20px; }
.contact-list .mono-label { display: block; color: var(--on-dark-3); font-size: 0.6875rem; margin-bottom: 2px; }
.contact-list a, .contact-list address { color: var(--white); font-weight: 620; text-decoration: none; overflow-wrap: anywhere; }
.contact-list a:hover { text-decoration: underline; text-decoration-color: var(--clear-400); }

/* ---------------------------------------------------------------- footer */
.site-footer { background: var(--ink-950); color: var(--on-dark-2); padding: clamp(64px, 7vw, 96px) 0 calc(28px + env(safe-area-inset-bottom)); font-size: 0.9375rem; }
.footer-grid { display: grid; gap: 40px; }
@media (min-width: 720px) { .footer-grid { grid-template-columns: repeat(3, minmax(0, 1fr)); } .footer-brand { grid-column: 1 / -1; } }
@media (min-width: 1040px) { .footer-grid { grid-template-columns: minmax(0, 1.5fr) repeat(3, minmax(0, 1fr)); } .footer-brand { grid-column: auto; } }
.footer-brand img { height: 48px; width: auto; }
.footer-brand p { margin: 20px 0; max-width: 34ch; }
.footer-social {
  display: inline-grid;
  place-items: center;
  width: 44px;
  height: 44px;
  border-radius: 22px 22px 22px 6px;
  background: rgba(255, 255, 255, 0.08);
  color: var(--white);
  transition: background-color 0.2s, color 0.2s;
}
.footer-social:hover { background: var(--clear-400); color: var(--ink-900); }
.footer-social .icon { width: 20px; height: 20px; }
.footer-h {
  font-family: var(--font-mono);
  font-size: 0.75rem;
  font-weight: 500;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--on-dark-3);
  margin-bottom: 16px;
}
.footer-col ul { display: grid; gap: 10px; }
.footer-col a { color: var(--white); text-decoration: none; }
.footer-col a:hover { text-decoration: underline; text-decoration-color: var(--clear-400); }
.footer-col a span { color: var(--on-dark-3); font-size: 0.8125rem; margin-left: 6px; }
.footer-col address { color: var(--on-dark-2); }
.footer-legal {
  margin-top: 56px;
  display: grid;
  gap: 12px;
  font-size: 0.8125rem;
  line-height: 1.6;
  color: var(--on-dark-3);
}
.footer-legal::before { content: ""; height: 1px; margin-bottom: 16px; background: var(--line-dark); }
.footer-legal p { max-width: 120ch; }
.footer-bottom { display: flex; flex-wrap: wrap; justify-content: space-between; gap: 12px; margin-top: 8px; color: var(--on-dark-2); }
.footer-bottom a { color: var(--on-dark-2); }

/* ---------------------------------------------------------------- mobile bar */
.mobile-bar { display: none; }
@media (max-width: 720px) {
  .mobile-bar {
    position: fixed;
    left: 0; right: 0; bottom: 0;
    z-index: 55;
    display: grid;
    grid-template-columns: auto minmax(0, 1fr);
    gap: 10px;
    padding: 10px 16px calc(10px + env(safe-area-inset-bottom));
    background: rgba(0, 16, 36, 0.94);
    -webkit-backdrop-filter: blur(16px);
    backdrop-filter: blur(16px);
    border-top: 1px solid var(--line-dark);
    transform: translateY(110%);
    transition: transform 0.4s var(--ease);
  }
  .mobile-bar.is-visible { transform: none; }
  .mobile-bar .btn { --h: 50px; }
  .site-footer { padding-bottom: calc(96px + env(safe-area-inset-bottom)); }
}

/* ---------------------------------------------------------------- deal brief dialog */
.brief {
  position: fixed;
  inset: 0;
  z-index: 100;
  margin: auto;
  width: min(700px, calc(100vw - 32px));
  max-width: none;
  height: fit-content;
  max-height: min(820px, calc(100dvh - 32px));
  padding: 0;
  border: 0;
  border-radius: var(--dot-lg);
  background: var(--white);
  color: var(--text);
  box-shadow: var(--shadow-lg);
  overflow: hidden;
}
.brief[open] { display: flex; flex-direction: column; animation: briefIn 0.45s var(--ease-out); }
.brief::backdrop { background: rgba(0, 10, 25, 0.62); -webkit-backdrop-filter: blur(6px); backdrop-filter: blur(6px); }
@keyframes briefIn { from { opacity: 0; transform: translateY(24px) scale(0.98); } to { opacity: 1; transform: none; } }
.brief-form { display: flex; flex-direction: column; flex: 1 1 auto; width: 100%; min-height: 0; }
.brief-head { display: flex; align-items: flex-start; justify-content: space-between; gap: 16px; padding: 26px 30px 18px; }
.brief-head h2 { font-size: 1.25rem; letter-spacing: -0.02em; margin-top: 4px; }
.brief-head .mono-label { color: var(--accent-light); }
.brief-close {
  display: grid;
  place-items: center;
  width: 42px;
  height: 42px;
  flex: none;
  border: 0;
  border-radius: 21px 21px 21px 6px;
  background: var(--paper);
  color: var(--text);
  transition: background-color 0.2s;
}
.brief-close:hover { background: var(--paper-2); }
.brief-progress { height: 4px; margin: 0 30px; border-radius: 4px; background: var(--clear-100); overflow: hidden; }
.brief-progress span { display: block; height: 100%; width: 25%; border-radius: 4px; background: var(--ink-900); transition: width 0.5s var(--ease-out); }
.brief-body { flex: 1; min-height: 0; overflow-y: auto; padding: 28px 30px 8px; overscroll-behavior: contain; }
.brief-step { border: 0; margin: 0; padding: 0; min-width: 0; }
.brief-step.is-entering { animation: stepIn 0.45s var(--ease-out); }
@keyframes stepIn { from { opacity: 0; transform: translateX(18px); } to { opacity: 1; transform: none; } }
.brief-q { padding: 0; font-size: clamp(1.4rem, 1.2rem + 0.8vw, 1.85rem); font-weight: 720; letter-spacing: -0.03em; line-height: 1.15; margin-bottom: 22px; }
.brief-step:focus { outline: none; }

.options { display: grid; gap: 10px; margin-bottom: 18px; }
@media (min-width: 520px) { .options { grid-template-columns: repeat(2, minmax(0, 1fr)); } }
.options--compact { grid-template-columns: repeat(2, minmax(0, 1fr)); }
.option { position: relative; display: block; cursor: pointer; }
.option input { position: absolute; opacity: 0; width: 1px; height: 1px; pointer-events: none; }
.option-card {
  display: flex;
  align-items: center;
  gap: 14px;
  height: 100%;
  min-height: 64px;
  padding: 12px 16px;
  border-radius: var(--dot-md);
  background: var(--white);
  box-shadow: inset 0 0 0 1.5px var(--line-2);
  transition: box-shadow 0.2s, background-color 0.2s, transform 0.2s var(--ease);
}
.option-card > .icon {
  width: 40px;
  height: 40px;
  padding: 9px;
  border-radius: 20px 20px 20px 5px;
  background: var(--clear-100);
  color: var(--ink-900);
  transition: background-color 0.2s, color 0.2s;
}
.option-card strong { display: block; font-weight: 680; font-size: 0.98rem; line-height: 1.3; }
.option-card small { display: block; color: var(--text-3); font-size: 0.8125rem; line-height: 1.35; margin-top: 2px; }
.option:hover .option-card { box-shadow: inset 0 0 0 1.5px rgba(0, 22, 47, 0.4); }
.option input:checked + .option-card { background: var(--clear-50); box-shadow: inset 0 0 0 2px var(--ink-900); }
.option input:checked + .option-card > .icon { background: var(--ink-900); color: var(--clear-400); }
.option input:focus-visible + .option-card { outline: 3px solid var(--action); outline-offset: 2px; }
.options--compact .option-card { min-height: 58px; }
.brief .options + .field-error { margin: -6px 0 16px; }

.segmented { display: inline-flex; padding: 4px; gap: 4px; border-radius: var(--dot-sm); background: var(--paper); justify-self: start; }
.segmented label { position: relative; cursor: pointer; }
.segmented input { position: absolute; opacity: 0; width: 1px; height: 1px; }
.segmented span { display: block; padding: 9px 20px; border-radius: 11px 11px 11px 3px; font-weight: 600; font-size: 0.9375rem; color: var(--text-2); transition: background-color 0.2s, color 0.2s; }
.segmented input:checked + span { background: var(--white); color: var(--text); box-shadow: var(--shadow-sm); }
.segmented input:focus-visible + span { outline: 3px solid var(--action); outline-offset: 1px; }

.brief-foot {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: flex-end;
  gap: 10px;
  padding: 16px 30px calc(22px + env(safe-area-inset-bottom));
  border-top: 1px solid var(--line);
  background: var(--white);
}
.brief-foot [data-brief-back] { margin-right: auto; }
.brief-foot .form-status { flex-basis: 100%; order: -1; }

.brief-success { padding: 8px 0 24px; }
.brief-success:focus { outline: none; }
.brief-success h3 { font-size: clamp(1.5rem, 1.3rem + 0.8vw, 1.9rem); letter-spacing: -0.03em; margin: 22px 0 10px; }
.brief-success p { color: var(--text-2); max-width: 52ch; }
.brief-success a { color: var(--action); font-weight: 650; }
.brief-summary { margin-top: 24px; border-top: 1px solid var(--line-2); }
.brief-summary div { display: flex; justify-content: space-between; gap: 16px; padding: 11px 0; border-bottom: 1px solid var(--line); }
.brief-summary dt { font-family: var(--font-mono); font-size: 0.75rem; letter-spacing: 0.08em; text-transform: uppercase; color: var(--text-3); }
.brief-summary dd { font-weight: 650; text-align: right; }

@media (max-width: 640px) {
  .brief {
    width: 100vw;
    height: 100dvh;
    max-height: none;
    margin: 0;
    border-radius: 0;
  }
  .brief-head { padding: 18px 20px 14px; }
  .brief-progress { margin: 0 20px; }
  .brief-body { padding: 22px 20px 8px; }
  .brief-foot { padding: 14px 20px calc(16px + env(safe-area-inset-bottom)); }
  .brief-foot .btn { --h: 50px; }
}
html.brief-open { overflow: hidden; }

/* ---------------------------------------------------------------- reduced motion */
@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { animation-duration: 0.001ms !important; animation-iteration-count: 1 !important; transition-duration: 0.001ms !important; }
  .js [data-reveal], .js [data-focus-in] { opacity: 1; transform: none; filter: none; }
  .js .marquee.is-running .marquee-track { animation: none; }
  .marquee { -webkit-mask-image: none; mask-image: none; }
  .marquee-track { flex-wrap: wrap; width: auto; justify-content: center; gap: 28px 48px; padding: 0; }
  .marquee-track li[aria-hidden="true"] { display: none; }
}

/* ---------------------------------------------------------------- print */
@media print {
  .site-header, .mobile-bar, .brief, .hero-visual, .marquee { display: none !important; }
  .is-dark, .hero, .site-footer { background: #fff !important; color: #000 !important; }
  .js [data-reveal], .js [data-focus-in] { opacity: 1 !important; transform: none !important; filter: none !important; }
}

/* ---------------------------------------------------------------- simple pages: privacy policy, thank you, 404 */
.simple-header .header-inner { justify-content: space-between; }
.simple-header .header-actions { margin-left: 0; }
.back-link {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  color: var(--on-dark-2);
  text-decoration: none;
  font-weight: 600;
  font-size: 0.9375rem;
}
.back-link:hover { color: var(--white); }
.page-hero {
  position: relative;
  isolation: isolate;
  overflow: hidden;
  background: var(--ink-900);
  color: var(--white);
  padding: clamp(56px, 8vw, 104px) 0 clamp(48px, 6vw, 80px);
}
.page-hero h1 { font-size: clamp(2.25rem, 1.4rem + 3vw, 3.75rem); letter-spacing: -0.038em; line-height: 1.02; max-width: 18ch; }
.page-hero p { margin-top: 18px; color: var(--on-dark-2); max-width: 60ch; font-size: 1.125rem; }
.page-hero .contact-actions { margin-top: 32px; }
.prose { max-width: 780px; padding-block: clamp(48px, 7vw, 96px); }
.prose h2 { font-size: clamp(1.35rem, 1.2rem + 0.5vw, 1.6rem); margin: 52px 0 14px; letter-spacing: -0.02em; }
.prose h2:first-child { margin-top: 0; }
.prose h3 { font-size: 1.0625rem; margin: 28px 0 8px; }
.prose p, .prose li { color: var(--text-2); }
.prose p + p { margin-top: 14px; }
.prose ul { padding-left: 1.25em; margin: 14px 0; display: grid; gap: 8px; }
.prose a { color: var(--action); }
.prose .toc { padding: 24px 28px; border-radius: var(--dot-md); background: var(--paper); margin: 28px 0 8px; }
.prose .toc ol { margin: 0; padding-left: 1.25em; display: grid; gap: 6px; }
.prose .meta { font-family: var(--font-mono); font-size: 0.75rem; letter-spacing: 0.1em; text-transform: uppercase; color: var(--text-3); }